Terms of Service

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the GT Auto Leasing website (the "Service") operated by GT Auto Leasing ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

1. Nature of Services (Brokerage Disclosure)

GT Auto Leasing acts as an independent auto leasing broker. We are an intermediary between you (the "Lessee") and the dealership or financial institution (the "Lessor"). We do not own the vehicles listed on our site, nor do we fund the lease contracts. Our role is to negotiate pricing, locate vehicles, and facilitate the transaction on your behalf.

2. Pricing, Rebates, and Availability

• Pricing Accuracy: All lease offers, monthly payments, and "due at signing" amounts displayed on the website are estimates based on current manufacturer programs. Prices are subject to change without notice due to market fluctuations, inventory shortages, or changes in manufacturer incentives.
• Credit Tier: Advertised prices usually assume "Tier 1" or excellent credit (720+ FICO). Your actual payment may vary based on your credit history.
• Incentives: Quotes may include rebates you must qualify for, such as Loyalty, Conquest, Recent College Graduate, or Military rebates. If you do not qualify for these specific rebates, the price will be adjusted accordingly.
• Inventory: Vehicles shown in photos are for illustration purposes only. Actual vehicle color, trim, and options may vary based on current dealer inventory.

3. Credit Application and Authorization

By submitting a credit application or inquiry through our website:

• You certify that the information provided is true, accurate, and complete.
• You authorize GT Auto Leasing and its affiliate dealerships/lenders to obtain your credit report from credit reporting agencies (such as Equifax, Experian, or TransUnion) to evaluate your eligibility for a lease.
• You understand that this may result in a "Hard Inquiry" on your credit report, which can impact your credit score.
• You agree to our Privacy Policy regarding how your financial data is handled.

4. Broker Fees and Deposits

GT Auto Leasing may charge a service broker fee for securing your vehicle. This fee is separate from the "Due at Signing" amount paid to the dealership.

• Retainer Fees: We may require a retainer fee to locate and lock in a specific vehicle. This fee is non-refundable once the vehicle has been secured and credit approved, unless we are unable to fulfill the agreed-upon terms.
• Dealer Payments: Monies due at signing (taxes, first month, bank fees, registration) are typically paid directly to the authorized dealership, not GT Auto Leasing, unless otherwise specified.

5. Trade-In Valuations

Any "Instant Offer" or trade-in valuation provided via our website or email is a conditional estimate. The final trade-in value is contingent upon a physical inspection of the vehicle to verify its condition, mileage, and vehicle history report. We reserve the right to adjust or rescind a trade-in offer if the vehicle description does not match its actual condition (e.g., undisclosed accidents, frame damage, or mechanical issues).

6. Vehicle Delivery

Delivery dates are estimates and not guarantees. Delays may occur due to dealer preparation, logistics, or weather. Upon delivery, it is your responsibility to inspect the vehicle for any physical damage or defects before signing the final acceptance paperwork. Once the vehicle is driven off the premises or accepted at delivery, GT Auto Leasing is not liable for physical damage.

7. User Conduct

You agree not to use the Service for any unlawful purpose or any purpose prohibited by these Terms. You agree not to use the Service in any manner that could damage, disable, overburden, or impair the Service. You agree not to attempt to gain unauthorized access to any accounts, computer systems, or networks associated with the Service.

8. Limitation of Liability

In no event shall GT Auto Leasing, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.